Reducing monthly costs

You may be having trouble balancing your income and expenses. How you handle daily life — and your student loans — makes a big difference.

See about smaller loan payments

You may find that you have several student loans to repay. Consider changing your payment plan to one that lowers your payments.

Plan your new budget

Use College Answer®'s Monthly Budget Calculator to get the facts about your bottom line.

Think of your budget as a personal spending plan. It's a great way to understand where your money goes and to make sure you don't buy things you don't really need.