Student loan discharge or cancellation



Student loans may be cancelled (or "discharged") if the primary borrower, cosigner, or student has died.

Student loan discharge due to death

Can a student loan be cancelled if the primary borrower, cosigner, or student is deceased?

A student loan may be eligible for discharge (cancellation) due to death depending on the lender, loan program type, guarantor, or the terms of the loan promissory note .

What information is needed? This will depend on your particular lender, loan program type, guarantor or terms of your loan promissory note.

When notifying your loan guarantor about the death of the primary borrower, cosigner, or student on an account, you may be asked to provide some or all of the following information for their records:

  • City, county, and state where the death occurred
  • Date of death
  • Name of the hospital or funeral home and the county where it is
  • Executor or best person to contact
  • Mother's maiden name
  • Father's name

Additional documents may be required, depending on the loan guarantor. Please contact your loan guarantor for a complete list of required documents for your loan(s).