Borrower responsibilities

Proactively managing your student loans can save you money, build up your credit history, and make your borrowing experience positive.

Guidance for borrowers

If you have taught or are teaching in a low-income school, you might be eligible for the Federal Teacher Loan Forgiveness Program.

The loans of a borrower who has died or is totally and permanently disabled may be discharged. Visit our pages on Loan discharge for more details.