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Choosing a Lender |
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For federal student loans, your lender is the U.S. Department of Education (ED), except for Perkins loans, which are made by schools.
For private student loans, you choose your lender. Choosing your lender carefully before borrowing can mean a less expensive and more manageable loan throughout repayment.
Benefits of Sallie Mae ®
Sallie Mae offers superior service. Students and parents who borrow from Sallie Mae will also receive:
- Competitive Rates
- Flexible loan limits
- Easy online application
- Fast credit decisions
- Toll-free customer service lines
- Online access to account information
Learn about the value of a preferred lender list for students and parents.
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Be debt savvy—learn responsible debt management practices, starting with your first student loan and lasting throughout your life.
Learn more >
Questions to Ask When Choosing a Lender
Compare these items when selecting your lender:
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Interest rates and terms |
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Borrower benefits |
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Repayment plans |
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Level of service |
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Online account access capability |
Tip
Take advantage of debt management programs, entrance and exit counseling, and other resources schools, lenders, and guarantors offer to borrowers. |
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